Our Schemes

Fixed Deposit Scheme

A fixed deposit is a financial instrument where a member gets assured ROI. It is an investment opportunity provided by LOK SANSTHA NIDHI LTD. with the benefits of higher rate of interest than a Normal Saving Account.

Daily Deposit Scheme

Daily Deposit Scheme is a monetary deposit scheme introduced by LOK SANSTHA NIDHI to help daily wage earners, small traders, to inculcate saving habits and also as a way of funding their bigger capital requirements.

Recurring Deposit Scheme

Recurring Deposit is a special kind of Term Deposit offered by LOK SANSTHA NIDHI LTD. which help members with regular incomes to deposit a fixed amount in every month into their Recurring Deposit account...

Saving Account

Money can be deposited / withdraw into an account as per the wish of account holder. SB accounts are opened to encourage by LOK SANSTHA NIDHI LTD. members to save money and collect their savings.

How We Are

Lok Sanstha Nidhi Ltd. Incorporated under company act 2013, under Nidhi Rules2014, by the innovative leadership of inspired professional s in this revolutionary market trend. A company declared as a Nidhi (NBFC) under section 406 of the Companies Act, 2013

Nidhi have many features which make them stand distinctly apart from many other Non-Banking financial institutions who are working under the guide line of R.B.I. Depositors can choose from a wide range of deposit products with maturities ranging from 12 to 60 months at competitive rates of interest and with different features to suit the investment needs of individual Members.

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Our Loans

Mortgage Loan

This loan will be given for the purpose of the business by mortgaging...

Secured Deposits Loan

A Secured Loan is a loan where the borrower he will pledges for some asset which is used as Collateral.

Daily Loan Scheme

Microfinance is a source of financial services for entrepreneurs and small businesses lacking access...

Jewellery Loan

Let the gold add glitter to your life. Unlock the value of your gold while you continue to own it.

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